What is an SMSF Loan?

An SMSF Loan allows you to purchase property through your Self-Managed Super Fund (SMSF). This investment option gives you control over your retirement savings while leveraging the superannuation funds to acquire residential or commercial property. At PB Finance Group, we simplify the process so you can invest confidently.

Who Can Apply for an SMSF Loan?

SMSF Loans are suitable for individuals who have an SMSF in place and meet lender eligibility criteria. Key requirements typically include having a compliant SMSF, sufficient contributions, a robust investment strategy, and meeting borrowing capacity limits. Our advisors help assess your situation and guide you through eligibility.

Benefits of an SMSF Loan

• Greater control over your investment property.
• Potential for tax benefits and retirement growth.
• Diversification of your SMSF portfolio.
• Access to property investment without using personal funds.

PB Finance Group helps you understand how an SMSF Loan fits within your long-term financial goals and retirement planning.

How Much Can Your SMSF Borrow?

Borrowing capacity depends on your SMSF balance, contributions, income, and the lender’s criteria. Our experts calculate your borrowing power and advise how to structure your SMSF and loan to maximise investment potential while staying compliant with regulations.

Choosing the Right Property for Your SMSF

Selecting the right property is crucial. Lenders typically prefer commercial or residential investment properties that meet strict criteria. PB Finance Group provides guidance on:

• Property type and location suitability.
• Expected rental yields and growth potential.
• Compliance with SMSF investment rules.

We help you make informed decisions that align with your SMSF strategy and long-term retirement goals.

Understanding Fees and Costs

SMSF Loans involve various costs including establishment fees, ongoing management fees, and lender charges. Our team explains all fees upfront, so you know exactly what to expect and avoid surprises.

Why Choose PB Finance Group for Your SMSF Loan?

PB Finance Group specialises in SMSF Loans and has access to a wide panel of lenders across Australia. We assist with compliance, structuring, and loan applications, ensuring your SMSF property investment is smooth, efficient, and compliant.

Whether you're just starting your SMSF or looking to expand your property portfolio, our advisors provide step-by-step support. 📞 Call us today — +61 432 149 186